Overview and History

The Anderson State Bank employees

Anderson State Bank: Things you need to know.

We Earned An A Rating from Prestigious Bank Assessment

Our customers can rest assured that we are a safe and sound financial institution. In 2025, Anderson State Bank earned an A KFI Score—a prestigious achievement held by only 100 banks out of 4,388 nationwide. Even more remarkable, we are one of only 9 banks in Illinois to receive this honor!

Thank you for your continued trust and support as we strive to deliver exceptional banking experiences every day.

We also try to keep things simple and fun. We work hard to take the complexity out of your banking experience. We have long term employees who know our customers, their kids, grandkids and even their pets. Generations of customers have banked at Anderson State Bank. Drop by and learn why.

What is a KFI Score?

The KFI score is part of the KBRA Financial Intelligence (KFI) Scores, a quarterly financial assessment tool used to determine the health and risk of banks, bank holding companies, and credit unions.

An A rating indicates that Anderson State Bank is are a strong financial condition that is well capitalized, liquid, and profitable. 

This outstanding accomplishment reflects our unwavering commitment to providing safe, sound, and secure financial services. It also highlights our dedication to ensuring the best possible outcomes for you, our valued customers.


History

Anderson State Bank’s operation spans three centuries of service to Knox and Henry counties. The Bank was opened in 1876 by A.B. Anderson. In 1917, the bank became incorporated under the name of Anderson State Bank.

Andrew B. Anderson came to Knox County in May 1852. A native of Scotland, Andrew first stopped in Victoria where he worked as a blacksmith, a trade he learned from his father. He came to Oneida in the summer of 1857 and continued his work as a blacksmith until 1864. He then entered the hardware business and in 1874 began his banking career at the age of 42.

A.B. Anderson’s son, John, joined the bank in 1889. John’s two sons and daughter would later join the family business - John Jr., in 1937 and Andrew in 1950 and Margaret became a director in 1939 and remained on the board until her death in 2013. John, Jr.’s son, Bill, is Chairman/CEO and Andy’s son, Dick, is President/COO.

Anderson State Bank remains a locally owned, independent institution today.

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